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Wall Street Breakfast: Must-Know Newsby SA Editor Rachael Granby- Bank trio becomes duo. Wells Fargo (WFC) will become the largest U.S. bank by branches with its bid for Wachovia (WB), after Citigroup (C) withdrew from compromise negotiations late yesterday on concerns about the quality of some of Wachovia's assets. Wells Fargo, with a bid valued at $11.4B, expects the purchase to be completed by the end of the year, and denies it will have to absorb assets shakier than originally thought.
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President of Euro Pacific Capital on Gold and the Dollar
Only if one bought gold in March or late summer of '08 and then sold it did one "lose" anything, and even then one lost far less than if he'd owned US stocks.
Foreign stocks are way down along with the world economies, but if you actually READ Schiff's book he says to buy DIVIDEND PAYING stocks that are fundamentally sound so that you keep collecting the dividend during the downturn. Yes, he was surprised like most of us that the dollar rose in value as the world fled to it. But that has already reversed and the outlook is gloomy for it.
If Peter Schiff is wrong everything will be ok and you still have a job. If Mike Norman is wrong you're unemployed and down another 40% on your investments. You choose.
Enlightening the Gold Bugs
Santa Claus says $60T (now $68T) worth of unpayable future promises says you're wrong.
But good luck with those gold shorts. Just please send your daughter to live with relatives and don't make her share the homeless shelter with you.
The Case for Higher Interest Rates and Lower Home Prices
Let the market decide the price, interest rate, and down payment requirements. Or have you all led such cushy soft lives that you can't stand the thought of a few years of pain?
Nobody should be raising or lowering rates or home prices. When you fool with market forces they snap back and bite you in the rear end. Too bad they don't teach common sense in business schools.
Own Gold? Time to Fold
On Dec 16 10:33 AM HPLovecraft wrote:
> I recall the same logic during the recent housing bubble....people
> denying it was a bubble.
>
> Are Treasuries a bigger credit risk than Campbell's soup?
>
> www.thedeal.com/dealsc...
>
Own Gold? Time to Fold
Meanwhile I see gold was the only major asset class to gain (2%) in the last year to date chart I saw. Even the dollar was down a couple percent. So it's hardly been a loser even if it hasn't soared.
As for predicting its future, let's say you have $150,000 in credit card debt and earn $75,000 a year. You also just borrowed another $150,000 from foreigners and others to lend to your friends and family who are having hard times, based solely on your good reputation. You have also promised to support your parents and children in their retirements but have nothing saved for it.
But you have a legal way to print the money to pay your debts off and fund all these promises. You tell me, are you going to use it or simply default on all your debts and be ruined?
It doesn't take a lot of technical jargon to understand the concept. This is not the first time in history governments have done this. And it's not like there is some great alternative investment you're foregoing by buying things like oil companies and gold.
Dollar Down, Gold Up: Great News?
1. Own tangible assets like gold, (oil, ag commodities, etc) not fiat money.
2. Buy major purchases now so you have "it". Not a terrible idea to buy two of some things and store the 2nd if practical. (buy 2 slightly used cars instead of one)
3. Obtain the biggest fixed rate low interest (currently about 5.75%)mortgage you can on your home located in a rural area away from high crime so that at least that burden goes away in a hyperinflation, as you can pay if off with a week's salary.
4. Guns, ammo for home protection, food and other supplies for times when the distribution network breaks down.
5. Again, buy things that don't spoil now when they're as cheap as they ever will be.
Yes, things will be rough. But if you have no effective house payment, no car payment (or a fixed rate one that also evaporated with hyperinflation) and a newer car that will last you through a 10 year depression, gold in your hands to trade for goods, a properly rotated stock of food and other non-perishable supplies to tide you through disruptions, you'll certainly be better off than 99% of people out there.
Most Weimar Germans did survive. True the "good times" that followed weren't my cup o tea. But assuming we avoid a dictatorship the economy will readjust even if it collapses.
NBER Eggheads Finally Proclaim a Recession
Don't Give Up on Gold Just Yet
The YTD return shown for GLD at yahoo.com was positive 3.17% until yesterday's drop off.
Then compare that to how much oil an ounce of gold will buy you. Nearly twice as much! By that metric gold is way way up.
Then compare an oz of gold to the dow. The ratio went from something like 15-1 to 10-1. So again, way way up. The Dow is down over 40%. Gold isn't.
An oz of gold also buys more house, more pickup truck, and even more agricultural commodities than it did a year ago.
Sounds to me like it's serving its role as a true store of value. Unless one went "all in" at $1,000/oz it wasn't a bad year at all.
Gold: War of Attrition
I wonder if in 2 years you will admit how wrong you were with the same pomposity as you laid out your current theory.
$60 Trillion in unfunded obligations, annual $1-2 Trillion fiscal deficits, and and rolling waves of multi-billion "bailouts" in our future (of states, of banks, of homeowners with mortgages, etc) tell anyone who can do basic math that massive inflation will result.
Where'd you take economics 101? University of Zimbabwe?
Expecting Epic Gains in Gold Miners
Do you think buying at the highest high of a market is typical? Do you think $650-$700/oz is the higest gold has been or will be?
And do you really think the author is saying "buy and never ever ever sell ever" ? He's saying buy it soon, hold it a few years, then sell it when appropriate. NOT buy it, hold it till it rises and don't sell, then hold it till it drops to where you've lost money, and THEN sell! As the economic conditions change, the value of holding gold will as well.
The author points out in his later comments that gold has done better than most other asset classes even as it "burst". (quiz: Which is better, losing 25% in gold for a few months (assuming you bought at the high) or losing 40% in the stock market?) Go check the market's performance inflation-adjusted for the last 8 years. It looks about the same as if you bought gold in 1982!
I happen to agree that it will rise since we have $60T of future govn't obligations that could not be met even if we taxed all personal income 100%. So this "deflation" of a few trillion dollars will seem like a drop in the bucket soon as the printing presses pour money into the system like never before.
We haven't even seen the dip in tax revenues from a recession yet. We'll be lucky not to hit $2 Trillion a year on-budget deficits within a couple of years. But hey, the dollar has strengthened 20% for a few months, so gold is obviously a barbaric relic, I'm selling! Nothing's stronger for the dollar than deficit spending, right?
Gold in a Credit Crisis
Go check your own records Mr. Commodities expert. There have been huge (around 50%) corrections in oil, wheat, soybeans, corn, etc while all marched steadily up in price.
My guess is you're a FORMER employee for a reason.
Gold, Silver and Deflation
Does nobody recognize that if gold goes down in a "deflation" when priced in dollars that those dollars will buy you more stuff? Yet if we see inflation and you're in gold it will probably also go up and mirror that? I didn't get the impression from the comments that this was understood. Gotta stop thinking just in terms of dollars.
How much house or car or clothing or food will an oz of gold buy you? That is the important question. That is the beauty of it in a crisis. If things turn out to be good, you keep most of your investment and your job. But if things hit the fan, you are protected.
Oil Heading for $150 a Barrel, Gold for $1500 an Ounce - Merrill
Moral Hazard: The Real Culprit of the Financial Crisis
Think we're not a nation that tolerates dishonesty? Go flip on the radio and listen to just about any advertisement, be it for weight loss powder or get rich quick schemes. We know this dishonesty and unprincipled behavior goes on constantly in almost every phase of life, but we tolerated it. We tolerated it because we thought if it made or saved us a little extra money it would be ok. And now it's not ok.
The Time to Buy Commodities Is Near
I stick to the macro picture and let the traders gamble on the short term moves. Oil is a needed product and available relatively "cheap" today. It will move up with inflation, so it has some inflation hedge properties built in. I wouldn't own most stocks today though. Not a ton of upside.