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    • Sat Jul 12th 19:44 PM
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      Apple: Justice Case Closed, iPhone Cracked Open
      a lack of ethics is a lack of ethics and reflects on their character.
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    • Wed Jul 9th 12:43 PM
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      Apple's 3G iPhone: First Reviews Are So-So
      can jobs be the vp candidate of the enlightened one?
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    • Fri Jul 4th 13:29 PM
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      Apple Shareholders: Get a Grip
      I guess dishonesty and a lack of ethics is acceptable in management if you have shiny source for u tube viewing. The continuing lack of candor and marginal transparency coupled with the arrogant corporate culture points to an ultimate decline at some time in the future.
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    • Mon Jun 30th 17:44 PM
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      Responsible Regulation of the Housing Market?
      Dennis Prager today said to a guest that no one talks about the ozone hole anymore which was a prior disaster for the world caused by man. Why? Legislation was passed outlawing CFCs so the problem was solved and there is no need to continue discussion regardless of the ozone hole condition. Politicians are only as good as their staffers who do the work and if you have had opportunity to meet many staffers, you understand how weak their knowledge actually is. If their is not money for them attached to any idea theyh have no interest.
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    • Thu May 22nd 11:01 AM
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      It's Tough To Bank On the Financial Stocks
      the banker's/broker dealer's level of arrogance and on going financial statement manipulations as well as continuing stockholder dilutions makes a stock buy similar to a game of russian roulette with a 9mm.
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    • Thu May 22nd 10:56 AM
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      U.S. Credit Card Industry Moving into Uncharted Territory
      is this Moody's report before or after the computer glitch?
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    • Wed May 21st 13:00 PM
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      Oil Sensitivities
      from my what if view point, I am beginning to think the Islamic cartels and other US haters are determined to destroy the western culture they despise since they do not need our dollars to offset the cost of not providing product. I am sure we stuck the oil producing countries with the same toxic paper held by so many others in their investment portfolios and it is payback time. We really need to thank the Broker/Dealers for creating this fine kettle of fish, olly.
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    • Wed May 21st 11:22 AM
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      T. Boone Pickens Remains a Fervent Oil Bull
      just thinking...no socialist but time for government intervention seems oxymoronic to me.
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    • Wed May 21st 10:41 AM
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      A Reason To Be Cautious on Visa, Mastercard
      so they legislate domestic fee caps. last time I heard our economy is growing less rapidly than others, so do you think it is possible for fee increases in BRIC? Comparison to AXP/DFS is inane and useless since they are in a different business. Since banks continue to reduce equity and heloc products, credit cards will show increased usage and regardless of outstanding balances usage could actually increase. I assume Mr Cullen bought AXP last summer in the $60's.
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    • Sun May 11th 21:44 PM
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      The Week Ahead: Geopolitical Issues Dominate
      3 or 4 cruise missiles and 3 or 4 less problems. It is a very serious mistake to underestimate the power of the USA and the world knows it, but little p*** ants try to rattle and prattle for their controlled populations. Gives the media something to speculate about.
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    • Mon May 5th 12:59 PM
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      Stay Clear of Traditional Asset Classes
      Because oil is at a "high" doesn't mean it can't/won't go higher. If the current cycle of reducing spending continues and asset values continue to decline (I have not see anyone saying they probably won't) then the government will not hesitate to raise taxes since their enlightenment must survive even at the expense of the taxpayers. Two defeatocratic candidates say they will raise taxes by not extending the tax cuts and possibly increase taxes in other "financial impact" areas including capital gain (we need change).
      Can we grow our way out of the deficits plus cover rising expense from boomer retirement and medicad/soc security cost? Maybe but probably not with our service employment based on junk food and unskilled mom/pop business, call centers, tele marketing and landscaping contractors. High school grad rates are down and we seem to be creating a society of slightly educated and somewhat educated. I teach at a community college and rarely can my classes handle reading for comprehension and 6/7th grade basic math or understand percentages. My son's speaker at his coming college graduation is a life long criminal with a triple murder conviction that was up held by a second trial and he was ultimately released as the prosecutor did want a 3rd trial after 22 years. This is suppose to inspire learning? Drive and observe many of our favorite cities and cast a very critical eye as to what progress you see. Recent employment gains seem to be government sponsored not business generated. Many public service workers seen to work for their early retirement benefits and view labor negotiations as a type of future lottery for their benefit. While I can see the writer being called too negative, I never see anyone providing a achievable solution to the areas addressed. If seems we are giving away money to home buyers are are not capable of owning a home without massive government assistance from our tax dollars probably just to keep some money from R E taxes flowing to the
      state. Most government statistics are cooked and even wall street
      knows not to believe them or rely on them for accuracy. If our elected "leaders" lie and we know it, they we have no reason to believe or support government. We can not even agree to an official English language and while we are allegedly trying to stop illegal immigration we have sanctuary cities not enforcing the laws.
      I am a Vietnam vet that fought on the rivers for the LBJ lie and I see many more dark clouds than beams of sunlight. Just seems like no one wants to lead or maybe they lack the capability and we as a nation may be just clearing our zenith and heading down. My favorite anecdotal example of change is being the only English speaker in the local post offices in Southern California including the employees. We need solutions, not the B S from Congress.
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    • Sun Apr 27th 12:35 PM
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      The Market Domino Effect: Staying Ahead of the Curve
      Every time we have a domino theory for some reason the unbroken chain of collapse never seems to make it all the way to the end or become what was envisioned i.e. Vietnam; Communism; Iraq; Tech bubble; any bubble. I simply can not understand why everyone limits their thinking to the USA when most of the stocks and fear have a world wide market and our puny population is dwarfed by the BRIC. No less that 10 times in the past week, observers point out they have recently returned from (pick a country) and have seen no evidence of the slow downs being reported. We all know our media does not check its fact before reporting and relies on other news agencies for their information. Our financial reporting is less than transparent, especially banks and real estate and most financial programs are more interested in selling a service rather than actual reporting. The analyst don't analyze and the ratings agencies don't rate. Negative news sells better than positive and 95% of homeowners pay their mortgage and credit card on time. Those that can't or won't can go BK and pay on a workout for 5 years or liquidate. Loss reserves will probably cover. Even though banks write off the mortgage loan balance in foreclosure, when the property ultimately sells those proceeds go to recovery over a period of years. Seems to me if you buy good companies with a good history and track record and management without options backdating or other reasons to take advantage of stockholders you should be ok and although we probably don't like it, the illegal workers do provide a lower cost basis for those jobs our high school educated teens will not do. We also know the President did not make this mess, but the Congress certainly did as well as the States and their insatiable demand for money.
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    • Wed Apr 16th 10:23 AM
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      U.S. Credit Card Performance Deteriorates - Again
      there was a report yesterday to the effect that the termination of unused HELOCs by many banks, actually shifted use to higher interest credit cards.
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    • Thu Apr 10th 19:32 PM
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      Mastercard, Visa: Q1 Earnings May Be Fine, But Guidance Will Be Weak
      Mr. Miller,
      Without your bio it is impossible to evaluate your opinion about this industry or this stock. I recommend you visit creditcards.com to get a better handle on the magnitude of this market, its users and debt loads. I read that Moody's reported an increase in cc debt during the first quarter since some individuals may no longer access their HELOCs or be able to refi the piggy bank. Please share your sources of information supporting your opinion.
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    • Thu Apr 10th 10:47 AM
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      Mastercard, Visa: Q1 Earnings May Be Fine, But Guidance Will Be Weak
      not withstanding a "slowdown" there is never a discussion of new card accounts with new users for the services of V and MA. Everything I read (except for the doom and gloom cr**) says lending is increasing here in the US, the EU and I assume the emerging BRIC markets. If 10% of the holders default, stay delinquent, go bankrupt, then 90% don't. Many will continue to use their cards for necessities (food, gas, meds) while repaying as able to ride out the storm(s). Most people have multiple cards (both MA & V) plus debit cards for banking and continue to use for convenience. While retail sales may have slowed, they have not stopped and neither have sales of food or gasoline. If I can't afford to fill up, I can still purchase $10.00 at a time and swipe my card, the effect is the same.
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